Star Senior Citizen Red Carpet Plan

Star Senior Citizen Red Carpet Plan

  • No-Pre Medical Test Required
  • Health Coverage for Senior Citizen
  • Cataract Treatment Covered

Star Senior Citizen Red Carpet Health Insurance Plan

Star Health Senior Citizens Red Carpet Health Insurance is a senior citizen health insurance plan offered by star health insurance. It is specially designed to cater to the healthcare needs of people above 60 years of age. It is an ideal health plan to take care of your parents and other elderly family members. Star health insurance for senior citizen comes on an individual and family-floater basis. Star Senior Citizen Red Carpet offers various other benefits such as no pre-medical screening test, in-patient hospitalization, modern treatments, day care procedures, etc.

Highlights of Star Health Senior Citizen Red Carpet

Below-mentioned are the highlights of Star Health insurance for senior citizen:

  • Entry Age

    60 Years to 75 Years

  • Renewability

    Lifelong

  • Policy Type

    Individual and Family Floater

  • Sum Insured

    Individuals: INR 1L | INR 2L | INR 3L | INR 4L | INR 5L | INR 7.5L | INR 10L | INR 15L | INR 20L | INR 25 L Family Floater: INR 10L | INR 15L | INR 20L | INR 25 L

  • Policy Term

    1, 2, 3 Years

  • Waiting Period for Pre-Existing Disease

    12 Month

  • Pre-Screening Medical Checkup

    Not Required

Eligibility to buy Star Senior Citizen Red Carpet Insurance Plan

Below mentioned is the eligibility of Star Senior Citizen Red Carpet Insurance Plan:

  • Individual
  • Family Floater

Entry Age: 60 to 75 Years

Entry Age: 18 to 65 Years for adults, 16 days to 25 years for dependent children

Coverage Benefits Offered Under Star Senior Citizen Red Carpet Health Insurance Plan

Star Health Insurance Red Carpet plan allows you to customize your health plan per your budget and need. Take a look at the below section to know more about the coverage benefits of Star Health Insurance Red Carpet plan:

Individual

  • 1L
  • 2L
  • 3L
  • 4L
  • 5L
  • 7.5L
  • 10L
  • 15L
  • 20L
  • 25L

Room Rent

Covered up to 1% of SI

Covered up to 1% of SI

Covered up to 1% of SI

Covered up to 1% of SI

Covered up to 1% of SI

Covered up to INR 6K

Covered up to INR 6K

Covered up to INR 7K

Covered up to INR 8.5K

Covered up to INR 10K

ICU Charges

Covered up to 2% of SI

Covered up to 2% of SI

Covered up to 2% of SI

Covered up to 2% of SI

Covered up to 2% of SI

Covered up to 2% of SI

Covered up to 2% of SI

Covered up to Sum Insured

Covered up to Sum Insured

Covered up to Sum Insured

Pre-Hospitalization

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Post-Hospitalization

Covered up to INR 5K

Covered up to INR 5K

Covered up to INR 5K

Covered up to INR 5K

Covered up to INR 5K

Covered up to INR 5K

Covered up to INR 7K

Covered up to INR 7K

Covered up to INR 10K

Covered up to INR 10K

Daycare Treatments

All Daycare Treatments Covered

OPD Charges

Not Covered

Not Covered

Covered up to INR 600

Covered up to INR 600

Covered up to INR 1K

Covered up to INR 1.2K

Covered up to INR 1.4K

Covered up to INR 1.8K

Covered up to INR 2.2K

Covered up to INR 2.6K

Cataract Treatment

Covered up to INR 15K per person

Covered up to INR 15K per person

Covered up to INR 18K per person

Covered up to INR 20K per person

Covered up to INR 21K per person

Covered up to INR 23K per person

Covered up to INR 25K per person

Covered up to INR 30K per person

Covered up to INR 35K per person

Covered up to INR 40K per person

Modern Treatment

Covered

Ambulance Cover

Covered up to INR 1.2K

Covered up to INR 1.2K

Covered up to INR 1.2K

Covered up to INR 1.2K

Covered up to INR 2K

Covered up to INR 2K

Covered up to INR 2K

Covered up to INR 3K

Covered up to INR 3K

Covered up to INR 3K

Health Checkup

Not Covered

Not Covered

Not Covered

Not Covered

Covered up to INR 1K

Covered up to INR 1K

Covered up to INR 2K

Covered up to INR 2K

Covered up to INR 2.5K

Covered up to INR 2.5K

Co-Payment

30% of all claims

Sub-Limit

Applied on Modern Treatments

Vaccination Cover

Not Covered

 

Family Floater

  • 10L
  • 15L
  • 20L
  • 25L

Room Rent

Covered up to INR 6K

Covered up to INR 7K

Covered up to INR 8.5K

Covered up to INR 10K

ICU Charges

Covered up to 2% of SI

Covered up to SI

Covered up to SI

Covered up to SI

Pre-Hospitalization

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Covered up to 30 Days

Post-Hospitalization

Covered up to INR 7K

Covered up to INR 7K

Covered up to INR 10K

Covered up to INR 10K

Daycare Treatments

All Daycare Treatments Covered

OPD Charges

Covered up to INR 1.4K

Covered up to INR 1.8K

Covered up to INR 2.2K

Covered up to INR 2.6K

COVID-19 Treatments

Covered

Cataract Treatment

Covered up to INR 45K per person

Covered up to INR 50K per person

Covered up to INR 60K per person

Covered up to INR 70K per person

Modern Treatment

Covered

Ambulance Cover

Covered up to INR 2K

Covered up to INR 3K

Covered up to INR 3K

Covered up to INR 3K

Health Checkup

Covered up to INR 3K

Covered up to INR 3K

Covered up to INR 4.5K

Covered up to INR 4.5K

Co-Payment

30% of all claims

Sub-Limit

Applied on Modern Treatments

Vaccination Cover

Not Covered

Star Health Senior Citizen Red Carpet Insurance Plan Exclusions

Some medical conditions, procedures, and treatments are not covered by Star Health Insurance for Senior Citizens. The following are exclusions of the Star Health Senior Citizen Red Carpet Insurance Plan:

  • Intentional self-injury
  • Dental surgery
  • Mental illness
  • Congenital disease
  • Cosmetic & aesthetic treatment
  • Hospitalization due to war, strike, riot, and nuclear weapons
  • AIDS
  • Unproven treatments

Star Health Insurance for Senior Citizen Benefits

Star Senior Citizen Red Carpet health plan from star health insurance offers various types of healthcare benefits to its customers. Below mentioned are some of the additional benefits offered by the Senior Citizen Red Carpet health insurance plan:

  • Installment Facility: Policyholders can pay their premium of star senior citizen red carpet health insurance quarterly, half-yearly, annually, Biennial (Once in two years) and Triennial (Once in three years).

    There will be loading as described below for the installment payment method:

    Half yearly: 2%
    Quarterly: 3%
  • No Pre-medical Screening Test: There is no need to go through any pre-medical screening test to buy a star senior citizen red carpet health plan.
  • Tax-Benefits: Under section 80D of the Income Tax Act of 1961, one can avail of tax benefits on the premium amount for Star Health Insurance for Senior Citizens.

Explore More About Star Senior Citizen Red Carpet Health Insurance Plan

Check the below section to learn more about the star health insurance buying process, star health insurance claim settlement process, star health insurance renewal process.